XRP Price Prediction Will it take years to reach $5? Analysts suggest that the RTX token could reach the milestone first.
XRP price prediction headlines are back in focus this week as the broader market reacts to new ETF chatter, lack of liquidity, and renewed debate over legacy payment coins. Bitcoin volatility has drawn capital into selective alternative plays, and XRP price prediction models are once again divided on whether the long-awaited $5 level is a realistic or long-term goal.
At the same time, a new PayFi story is starting to appear in analyst notes, with some calling it “XRP 2.0” in private chats. This story quietly connects to fast-moving DeFi projects built for real-world payments. The project just launched its live wallet on the App Store and attracted a significant amount of private funding.
XRP Price Prediction: Could Ripple’s Token Break $5 Soon?
The XRP price prediction story has become cautious again. Although XRP trades with strong liquidity and deep roots across centralized exchanges, its price action still reflects legal challenges and slow network growth. A recent Ripple partnership helped sentiment, but analysts note that the volume surge fades quickly. For XRP to reach $5, market cap calculation is important.
Some traders argue that XRP is still an undervalued cryptocurrency project due to its payments focus. Others counter that growth has matured. On-chain data shows steady usage rather than explosive expansion. As a result, most short-term XRP price prediction ranges are well below $5, with longer timelines extending over multiple cycles.
Remittix and PayFi Shift Analysts Are Watching Closely
Remittix is at the center of this debate. It raised $28.8 million in a private round, indicating strong demand for its PayFi model. With the newly launched Remittix Wallet, you can now store and send your assets with a clean mobile setup. A major update is scheduled for February 9, when the transition from cryptocurrency to fiat begins. Analysts point to this date as a key catalyst.
RTX has become a hot topic among private analyst groups, with some early buyers already calling it the next altcoin in 2025. Momentum accelerated after the team confirmed the launch of Live Wallet on the Apple App Store. This is a rare step at this stage.
Compared to traditional payment coins, Remittix is often described as the best cryptocurrency to buy right now for traders looking for real-world use. The project also passed 25,000 holders and delivered more than 300,000 sweepstakes entries.
Why analysts keep pointing to Remittix:
- Focus on PayFi through cross-border direct bank transfers
- A live mobile wallet with fiat rails is planned next
- CertiK Verification Team and Top Security Ranking
- Strong holder growth and active referral rewards
- Built as a cross-chain DeFi project that enables actual payments
What are the best cryptocurrencies you can buy right now?
The XRP price prediction debate highlights a larger shift in the cryptocurrency. Legacy tokens remain important, but now speed, utility, and timing drive capital. XRP may reach $5 one day, but patience is key. But RTX and Remittix reflect why many analysts think the next wave will reward new payments-focused projects first.
Discover the future of PayFi with Remittix by checking out the project here.
Website:https://remittix.io/
Social:https://linktr.ee/remittix
Frequently Asked Questions
What is the latest XRP price prediction?
Most analysts believe XRP will trade below $5 in the near term and a longer timeline is needed to achieve that goal.
Is Remittix considered a DeFi project?
Yes, many people classify it as a DeFi project focused on PayFi, cross-border transfers, and real-world usage.
Why are XRP price predictions so divided?
Predictions vary depending on market capitalization size, speed of adoption, and regulatory history.