Citing the new momentum in Washington, Ripple CEO Brad Garlinghouse said there is a 90% chance the CLARITY Act will be passed by the end of April 2026.
In an interview with Fox, Garlinghouse pointed to increased participation from lawmakers and the White House, as well as meetings involving cryptocurrency companies and traditional banks.
What Clarity Can Mean
The CLARITY Act aims to define which digital assets fall under U.S. securities laws and which are regulated by the Commodity Futures Trading Commission (CFTC). According to Garlinghouse, the industry “cannot live in a state of uncertainty.”
While Ripple has secured a federal court ruling that XRP is not a security, much of the broader market has noted that there is still a lack of clear guidance.
Garlinghouse acknowledged that the bill is not perfect, but emphasized the importance of regulatory certainty when it comes to cryptocurrency adoption.
Ripple’s expansion
Since 2023, Ripple has spent approximately $3 billion on acquisitions to expand its institutional presence and ecosystem strength.
This includes the acquisition of leading brokerage Hidden Road and treasury management platform Gtreasury, strengthening Ripple’s capabilities across custody, liquidity and corporate treasury solutions. Brad Garlinghouse said the company will now suspend major trading to focus on the integration of RLUSD and XRP.
If passed, the CLARITY Act would provide a clearer regulatory framework for Ripple’s ecosystem, including its RLUSD stablecoin and its performance in the U.S. markets, allowing it to provide revenue to TradFi users.
Defined U.S. oversight will accelerate institutional adoption of digital assets, support stablecoin growth, and allow Ripple to expand its cross-border payments and liquidity products with greater legal certainty in the U.S. market.