Victoria D ‘E is
Post: August 22, 2025 10:28 AM Update: August 22, 2025 10:28 am
Edit and fact confirmation: August 22, 2025 10:28 am
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Ethereum’s fourth largest protocol, Ether.fi, has $ 12B, and co -founder ROK KOPP is expanding beyond the staying with a password native neobank that emphasizes the future of liquid rest, AVS and Defi banking.
Ether.fi has grown into the fourth largest protocol in Ether Leeum, with more than $ 12 billion in assets and co -founder ROK KOPP, which has achieved achievements of building a full -fledged Defi banking service. In this conversation, he shares how to relax liquid relaxation, why AVSS (AVSS) is the core of the future, and how Ether.fi evolves into a password native Native Native Native Native Native Native Native Native Native Native Native Native Native Native Native Native Native Native Native Native Native Native Native Native Native.
Can I start by introducing myself and Ether.fi?
My name is ROK, I am one of the co -founders of Ether.fi, which is a liquid rest platform. We make what you can call Defi Bank, and you can save, invest, and use your encryption assets. Our goal is to bring rewarded assets to encryption that can be used in real life.
We offer the maximum profit for ETH, Bitcoin and USD and add more assets. In essence, we will provide all the services for traditional banks, but to encrypt. My background is at Web2 Startup and has been built in this space for the past three years. Today, Ether.fi is the fourth largest protocol in Ether Lee, which is more than $ 12 billion.
How does the risk compensation trade off change compared to the existing staying model if you take a liquid rest with the same platform as Ether.fi?
In the early days, people were nervous about Staying because they were recognized for their risks, but the truth is very low. If you are at least anti -competitive, you will not receive slashes. Ethereum Foundation has been doing a lot of great things to secure staying through upgrades like PECTRA.
If you take a break, there is no more danger, but the reward is about 50 bases points higher than the regular staying. In addition, our fluidity is not better than most liquid steaking tokens.
What strategies are developing for the yield optimization in the defi with the tokenized rest ET like EETH?
There are many opportunities. One of our main products is Ether.fi Liquid, which is essentially tokenized and managed Defi strategy. The user deposits the assets, and then the safe and strategic manager optimize the location.
The yield is diverse, the ETH is about 8%, the USD is currently 12-13%, and the BTC is lower. The idea is to allow people to make more money for their assets. We mainly focused on ETH, BTC, and USD and have recently started very popular over -advertising.
Which infrastructure and risk management issues occur when integrating rest assets into more than 400 defi protocols?
There are a lot. We have greatly dependent on suppliers, especially Oracles, and have made great efforts to completely integrate assets across protocols. Our strategy was, “Please tell me for everything.” We wanted Ether.fi to be a ubiquitous in Defi.
It meant that people can use our assets wherever they go. We have worked hard to check if there is no ether; Fi -supported token will never be a barrier.
Ether.fi is now relaxing at 2.6 million ETH. What did you grow?
We always knew that there was not enough stay. From the beginning, our vision was to build more products on the staying. That’s why we have liquid products, cash products and trading products.
For example, you can soon trade in Ether.fi and more directly. If you think of a bank app, the US Robinhood or the European Revolut, you can manage everything in one place. It was important to expand more than the actual utility stab, and deep integration with Defi helped to accelerate adoption.
How can a service like Ether.fi get staying for a wide range of consumer financing?
I think it will be a standard. The same is true for cryptocurrency banks just as banks offer savings accounts. In the future, I think most finance will run on the encryption rail, but even consumers will not notice it.
Encryption layers are abstracted and people use simple apps. Therefore, building a service that reflects everyday financial tools is very important for adoption and ecosystem growth.
What is the uncertainty of regulation? How does it affect the liquid staying?
Honestly, I don’t think there’s much left. The SEC recently said that liquid steaking tokens are not securities and are major concerns. It is now officially solved. So I feel very good about where my work is standing.
We expect more digital asset trusts (DATS) and ETFs to move to Defi in the near future.
How do protocols manage systematic risks such as slash, smart contract failure or liquidity crunch?
It’s complicated, but the engineering team is really good at handling. We monitor a variety of KPIs so that the system is maintained healthy and act quickly when it is balanced.
We are very grateful and can be done correctly by staying on the node operator. The liquidity crunch may occur, but the key is to solve it quickly. We have always handled the withdrawal one -on -one and are excessive authentic protocols.
The biggest risk is the wise contract failure, so thank you for the contract to ensure security.
What technical improvements can lead to the increasing charm of relaxation?
The largest driver is AVSS (Active Validated Services), which pays actual rewards. Eigenlayer currently subsidizes many ecosystems. But if a new project like CAP Labs is released soon, AVSS will start an incentive of Restacked ETH.
At that time, growth is actually accelerated. This is when the user sees the clear value of AVSS.
How can a tokenization like EBTC or EUSD affect cross -replacement strategies?
Each asset has a unique task. Symbiosis was a great help to enable cross Asset rest, but most of us stayed in the lane. We work with Eigenlayer and Symbiotic for ETH, BABYLON and LOMBARD of BTC. The USD hasn’t rested yet.
Now that there are more rest supply than the demand, the market still needs time to balance.
What ecosystem development can interfere or improve the rest model?
In terms of technical aspects, PECTRA was a powerful upgrade. But back to AVSS at the ecosystem level. To flourish, AVSS must create actual utility and value. It will ultimately prove the model.
How do Defi evolve to standardize the Rescue protocol?
I will claim that we are already close to standardization. The wrapped ETH is one of the most used assets in Defi.
The actual differentiation factor is to stably treat the integrity, withdrawal, maintain liquidity, and accurately perform the promise. Unfortunately, just doing what you say is the top 5%of the encryption company. We have always maintained that high standard, and it was a big part of our success.
Can I share Ether.fi’s roadmap next year?
entirely. Our vision is to do everything the traditional bank does, but for encryption. We started Ether.fi Cash a few months ago, achieved great success, 6,000 cards every day, and almost 100,000 people joined. Growth has surpassed our expectations.
Next is Ether.fi trade, and the user can trade more directly in the app in the app. The idea is simple. Regardless of what the bank provides, Ether.fi should also be provided.
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About the author
Victoria is a writer about various technical topics, including Web3.0, AI and Cryptocurrencies. Through her extensive experience, she can write insightful articles for more audience.
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Victoria D ‘E is
Victoria is a writer about various technical topics, including Web3.0, AI and Cryptocurrencies. Through her extensive experience, she can write insightful articles for more audience.