Crypto Gloom

Where will Ripple go in 2026?

Ripple announced the acquisition of GTreasury, a leader in financial management systems, for $1 billion. This marks another acquisition for Ripple after acquiring Hidden Road last April.

This acquisition is an important step in Ripple’s mission to expand its web3 ecosystem into traditional finance.

GTreasury provides Ripple direct access to the trillion-dollar corporate treasury market, integrating blockchain-based payments and liquidity solutions into the treasury operations of the world’s largest companies.

The Hidden Path to Gtreasury: Ripple Is Building a Digital Finance Stack

Serving global enterprises for over 40 years, GTreasury provides tools for forecasting and compliance. Combining GTreasury’s traditional treasury infrastructure with Ripple’s web3 vision and digital asset technologies such as the XRP Ledger, Ripple enables treasury teams to manage liquidity, process payments instantly, and unlock capital trapped in outdated systems.

Ripple gets GTreasuryRipple gets GTreasury
Ripple gets GTreasury

Ripple CEO Brad Garlinghouse said the partnership will “bring the best of both worlds” between traditional custodians and Ripple by allowing businesses to activate dormant capital and move money across borders in real time.

Brad Garlinghouse (Ripple CEO):

“For too long, money has been trapped in slow, outdated payment systems and infrastructure, leading to unnecessary delays, high costs, and barriers to entering new markets. These are problems that blockchain technology is ideally suited to solve.”

Read more: Can XRP reach $1,000? A closer look at the data

The acquisition of GTreasury follows Ripple’s acquisition of Hidden Road, a leading prime brokerage and stablecoin infrastructure provider. These new acquisitions demonstrate Ripple’s strategic plan to become a cryptocurrency powerhouse serving the institutional and corporate finance markets.

financial dashboardfinancial dashboard
financial dashboard

Hidden Road provides Ripple with a gateway to global money markets, allowing treasuries to optimize their capital through safe and yield-generating solutions. Now able to combine with GTreasury’s powerful management capabilities, Ripple can provide customers with end-to-end liquidity solutions.

This new type of ecosystem that Ripple is creating has the potential to transform the way companies manage capital and liquidity at scale based on blockchain technology.

Monica Long, Chairman of Ripple at GTreasuryMonica Long, Chairman of Ripple at GTreasury
Monica Long, Chairman of Ripple at GTreasury

By embedding blockchain-based payment and liquidity tools directly into legacy financial systems, Ripple can revolutionize digital financial operations by 2026.

Unlock new utilities for XRP and RLUSD

Ripple’s latest move is not just about enterprise software, but is part of expanding the real-world utility of XRP and Ripple USD (RLUSD).

With GTreasury integrated into Ripple’s infrastructure, businesses can use XRP to make instant global payments and reach payments in seconds.

Meanwhile, RLUSD can serve as a bridge stablecoin for treasurers managing multi-currency liquidity around the world.

Like Hidden Road, Ripple has integrated the RLUSD stablecoin into its platform, allowing institutions to use the stablecoin as collateral.

Toward 2026 with Ripple

Adoption of XRP and RLUSD for payments, liquidity management, and short-term funding could come from a variety of paths with Ripple’s recent acquisitions. With the XRP ETF expected to launch in Q4 ’25, the Ripple ecosystem is set for the remainder of the year.

Ripple’s acquisition highlights the trend of integrating traditional financial systems with blockchain technology.

Hedera Hashgraph has been utilized to tokenize UK money market funds with Lloyds Bank, Aberdeen Investments, and Archax.

Stellar’s XLM network is the issuer of PayPal’s PYUSD stablecoin, and the network allows for fast and cheap token trading.

As the digital asset landscape matures, Ripple’s network, now supported by Hidden Road’s liquidity access and GTreasury’s treasury tools, could redefine how businesses move and manage capital globally in 2026.