Blackcatcard has emerged as a significant player in the rapidly changing financial technology market, offering comprehensive online banking services as well as feature-rich apps for card and account management. Blackcatcard serves both corporate and individual customers and seeks to provide a seamless and efficient banking experience. In this post, we will conduct a thorough evaluation to identify the key features and benefits that set Blackcatcard apart in the competitive financial business.
Blackcatcard is a fintech project that provides a variety of services including IBAN accounts, payment cards, mobile apps, online banking, and affiliate programs. Issued by Papaya Ltd., a financial institution.
The Blackcatcard platform offers a range of financial services with the goal of making financial products easily accessible to everyone, including those excluded from the traditional banking system.
We also offer a variety of free banking services, including a free IBAN account, free Mastercard with free worldwide shipping, free monthly service, free SEPA payments, and 24/7 live customer support.
The platform also offers cryptocurrency services such as in-app cryptocurrency trading and wallets, as well as support for popular cryptocurrencies such as BTC, ETH, and USDT.
Black Cat Card Features
- Blackcatcard makes it easy to use Euro and cryptocurrency transfer methods.
- You can send and receive money from other IBAN accounts in the European Economic Area, UK and Switzerland without restrictions.
- Card-to-card payments are also possible with no restrictions, fees, or fast delivery times.
- Experience SEPA transfers first-hand between 30+ EEA countries and Switzerland.
- Cryptocurrency trading and transfers via Blackcatcard are borderless and can be offered globally.
- You can instantly transfer your available Bitcoin to other Blackcatcard customers without paying blockchain fees.
- When opening an account, you can also store your assets in your personal hot wallet without any additional procedures or costs.
- The Blackcatcard virtual card provides a time-saving way to transfer cryptocurrency, minimizing mistakes made while copying and pasting long cryptocurrency wallet addresses.
- If you purchase one of the three cryptocurrencies without any applicable fees, the minimum transaction amount is €5.
- Most transfers cost €0, with incoming payments being free and outgoing payments almost free.
Blackcatcard cryptocurrency service fee
Blackcatcard mobile application
Blackcatcard’s mobile app enhances its online banking services by giving customers on-the-go access to their accounts as well as a variety of additional features. The app is accessible on both iOS and Android devices. We provide:
- Card Management: The software allows users to easily manage their Blackcatcard debit and credit cards, including activating new cards, setting spending limits, and reporting lost or stolen cards.
- Cost Tracking: The software includes features to track and categorize expenses, allowing users to gain insight into their spending habits.
- Mobile Deposits: Customers can deposit checks by simply taking an image with the app, making the deposit process faster and more convenient.
- Push Alarm: Real-time notifications keep consumers informed about account activity, giving them complete visibility into their financial transactions.
Is the Black Cat Card safe?
Yes, Blackcatcard is safe to use. All transactions are secured by the 3D Secure system, which requires a PIN or biometrics for verification, so no payment can be made without your permission. You can also enjoy peace of mind with real-time transaction tracking through push notifications and transaction history.
Additionally, account access only requires a 6-digit security number or biometrics (Touch ID/FaceID), ensuring that only authorized users have access to your account. Additionally, you can immediately block the card on the app’s main screen or desktop, allowing temporary or permanent card blocking in case of loss.
Blackcatcard Bonus Program
There are four bonus programs, each offering returns of up to 4% per year, with no additional criteria. Enabled by default.
- Amazon 2% Cashback — Purchases must be made through Amazon and the monthly cashback limit is 50 EUR.
- Get 5% cashback on purchases made through Google Play Market.
- If your total spending is more than 50 euros per month, you will receive a 0.5% reward on card purchases. Cashback calculations do not include ATM withdrawals, card-to-card transfers, or transfers to other financial services.
Bonus programs cannot be used simultaneously. You can switch between bonus programs at any time using the “Cashback” feature in the app/desktop. Calculations and payments are made on a monthly basis. Minimum payout amount is: 0.10 EUR
conclusion
The Blackcatcard platform offers powerful financial services such as a free IBAN account, Mastercard with no sign-up fees, and the ability to earn interest or rewards on card purchases. The platform offers 24-hour customer support as well as cryptocurrency trading and in-app wallet functionality. However, some users have noticed issues with the platform, especially with its cryptocurrency services and customer support. The platform’s ability to only handle euros and cryptocurrencies and excessive fees for certain services were identified as shortcomings. As a result, the Blackcatcard platform offers benefits, but users should evaluate its limitations before adopting it.
Frequently Asked Questions
Who can open an account?
The account is available worldwide to those 16 years of age or older.
How do I top up my account?
- On the main screen, click the “Recharge Account” button and select one of the transfer methods: Recharge Code or SEPA Incoming Payments. Both alternatives are free.
- You can also fund your account by selling Bitcoin. To sell, go to “Crypto Services”, select your currency and click “Sell”.
- To add funds to your integrated hot wallet, select your currency and click “Receive” under “Cryptocurrency Services.” Your wallet address and QR code will appear on the screen.
Can I get an account statement?
yes you can Account statements are available through mobile apps and online banks. You can also check the balance and available funds in your Blackcatcard account or view recent transaction history from your mobile app and online bank.
